Jim’s Finance Professionals have access to all manner of finance and partner products. From First Home Owners Grant to seasoned investors, we can help you make the right choices for your mortgage. Business loan options can be crucial to the right structure for your new business, and we have a wealth of experience through our dealings within the Jim’s Group and other franchising group.
If you need finance for business, we can get you moving. Need a vehicle with that new business? At no charge we will put your requirements to tender nationally to find the right vehicle for you at the best possible price, and then get the finance at a competitive rate… all part of the service. Looking at commercial property finance?
All Jim's Finance Professionals follow strict codes of conduct, so you can be assured that you are dealing with honest professionals with your best interests at heart.
Look no further. Looking for investment strategy and finance structuring to facilitate that investment… we’ve got that covered too. Whatever your finance requirements, just contact Jim’s Finance Professionals!
Helping everyone from First Home Owners through to seasoned investors, Jim's Finance Professionals can take the hassle and worry out of getting your finances organised for your big purchase. With a thorough investigation of your situation and needs we produce a Loan Portfolio Plan that explains your current position, your short and medium term goals and the recommended action to reach them.
If you want to have a look at what a loan might cost, please click here to access our loan calculators.
Through our debt analysis we can also produce a credit plan and help with monitoring to keep your finances on track. All Jim's Finance Professionals are brokers with PLAN Australia (click here for more info). We will also be able to recommend associated professionals to assist you with your conveyancing, insurances and so on to minimise the worry.
If you would like us to assess your options, please fill out our information sheet and we will let you know where you stand and what your options are! This is the quickest way to get moving towards your new home loan! If you are not with the Jim's Group we are still happy to help you, so just put NA in any box that refers to your franchise. Too easy!
We have no allegiances to any particular lender, ensuring that we recommend the loan product that is right for you, not the product that is right for the bank! The banks should (and do!) compete for your business. If you need help with a home loan, click here now.
If you are looking to buy a Jim's Franchise (or even another sort of business) then you may require a business loan. The credit departments within the lenders have significantly tightened their lending criteria, particularly with reference to security requirements. Don't blow your chances of getting the loan and starting your new business by trying to put an under prepared loan application in via your local branch. If they don't understand how your new business will work then they will say "NO" to the loan application.
We have a close working relationship with a number of the lenders through their small business and franchising departments. We don't need to re-invent the wheel every time we start a new application, or teach our lender contacts about the value of the business.
As a part of our business loan service we provide you with our 'Business Starter Pack', which includes:
Business Plan Tools and Assistance
Information On Trading Structures
Debt Analysis of Your Current Position
A Cash Flow Forecast Tailored to Your New Business
Finance Applications
Veda Credit Check
Vehicle Sourcing Service Via National Tender
Insurance Referrals
All of this is designed to give you the best chances of success in your new venture, rather than just getting you a loan... and when you are ready to expand the business or buy that investment property, we'll be there to get that organised too.
At Jim's Finance Professionals we are experienced at all levels of business/commercial finance. We can organise:
Commercial Property Finance
Industrial Property Finance
Developers Finance
Shop Fit-Out Finance
Finance Applications
Commercial Equipment Purchase/Leasing
Truck/Van Leasing
Cash-Flow Lending
We have the experience to work with you to achieve you short and long term goals , be it a commercial property portfolio, to the purchase of the high rise development. From the cafe to the franchise purchase , we are here to assist you in all your lifestyle choices.
There's more to buying equipment or a vehicle than finance. The process starts with getting the right vehicle at the right price. Who enjoys bartering with car dealers? Well let us put your requirements to national tender, at no charge to you, and let the car dealers really fight for you business! Our free tender service is the right start for getting you the right vehicle for your business or the car you've always dreamed of! Then we'll have it delivered to your door with a tank full of petrol... that's service!!
Naturally we can provide you with a quick and easy quote on the vehicle finance, advising you on the different types of finance that are available. Then we'll make the application and manage the process and the required documents to make it as easy and painless as possible.
To speed the process you can fill out our info form. This will give us the information we need to assess your options with the lenders.
Then if you need insurance for your new vehicle we can help you with that too... it's all part of the Jim's Finance Professionals service.
Investing for either positive or negative gearing requires the finance to be structures to allow the investor maximum flexibility with their strategy. Jim's Finance Professionals understand investment finance and can provide access to property investment education seminars, workshops and property tours.
One strategy that is popular involves splitting your home loan so that you create a master equity account. This is used for deposits to purchase investment properties, borrowing the balance through a different lender. Holding costs for the investment property are calculated and three years worth of holding costs are quarantined within the master equity account.
Rent from the investment property comes back to the master fund, making the payments on the initial outlay. The master fund then pays the second loan on the investment property. If it fails to rent for a period of time it makes no difference as there are three years worth of payments in the account. The result is an investment property that 'pays its own way' with no changes to your lifestyle.
Over time the capital growth in the property can increase the value of your overall equity. Monitor the growth and then go again when your position allows! For more information on this and other finance strategies for investment, contact Jim's Finance Professionals now. Naturally you should always get investment advice from a qualified source before proceeding with any property investment strategy. Jim's Finance Professionals do not give that advice, just how to structure the finance to meet the needs of your strategy!
If you are ready to roll with your investment strategy then fill in our info form to allow us to asseess your options. We'll come straight back to you to discuss.
Should you have any further questions please click here to email us.